Druids Sheffield Friendly Society
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The Stocks and Shares ISA is a tax-exempt, saving with profit, life assurance policy.
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This Tax Free Savings Plan (T47) is a tax exempt endowment policy with a guaranteed bonus.
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This is a low cost tax exempt, with profits, savings plan giving guaranteed sums at the end of a specified term with bonuses added each year.
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This endowment is a tax exempt, with bonuses, savings plan giving a guaranteed sum at the end of a specified term of years.
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Opening a CTF with us is an an ideal way to invest the government's £250 CTF voucher.
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The Healthcare Plan gives cash grants for you or your dependant child when receiving some form of medical treatment.
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The Sickness Benefit Plan gives you benefit payments when you fall ill.
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The Sickness 2000 Plan gives you benefit when you suffer illness. It also provides a death benefit of a guaranteed cash sum to your dependents.
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The Death Benefit with this Plan is whole of life assurance with a cash bonus every five years.

The Whole Life Assurance Plan provides a fixed cash sum on death to meet the cost of funeral expenses etc.
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Death Benefit with Q.C.B. plan

The Death Benefit with this Plan is whole of life assurance with a cash bonus every five years.

Who is it for?
Anyone up to the age of 70 who is in good health may apply for membership.


What are the benefits?
You will receive a cash bonus of £65.00 at the end of each period of five years. There is also a death benefit according to your age at entry.
For someone aged 20 at entry, the death benefit is £376.80.

How much will it cost?
Contribution rates of a minimum of £1 every four weeks (£13 a year) will secure the above benefits. Within the maximum limit of £4, larger premiums in multiples of 10p every four weeks may be accepted and will provide proportionate benefits.


How do I Apply?
Download the information booklet and application form here.

Examples:
These examples are limited in what they can show. More detail is contained in the in-depth information booklet.

Contributions of £1 every 4 weeks
Cash bonus at the end of each 5 years
65.00
Death Benefit for age 29 at entry
296.40

Contributions of £4 every 4 weeks
Cash bonus at the end of each 5 years
260.00
Death Benefit for age 29 at entry
1185.60


What are the Advantages?
The cash bonuses paid every five years are equivalent to your contributions over the five years. Therefore in effect you get a free death benefit



Death Benefit
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© 2000 - 2010 The Druids Sheffield Friendly Society,
Dove House, 181 Brampton Road, Wath-upon-Dearne, Rotherham, South Yorkshire S63 6BE
Tel: 01709 876409   Fax: 01709 878045   Lo-call 0845 601 3162
email: info@druidssheffieldfs.co.uk
Any questions? Call0845 601 3162

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